Medical emergencies can be the source of huge financial burden. Procedures, doctor visits, or even hospital transportation can set you back hundreds of thousands of rupees. You might have medical insurance, but depending on your coverage, an emergency could drown you in debt.

Money often comes in the way of the best medical treatment for you and your family. KD Financial Services, has designed HIFAZAT– to stand in good stead for any medical exigency. We believe in caring for our loved ones. Afterall, taking care of our loved ones is our priority.

Inshort, HIFAZAT Medical Financial Assistance is a complete package of financial services solutions, packaged to serve a patients needs. It may be from converting healthcare in to EMI, to guiding the correct insurance solutions for the benefit of the patients. The medical loan can be used to cover your hospitalization bills, surgeries, non-surgical procedures or any other medicine costs. We made the process so easy for the Kin of the patients so that they spend more time caring than worrying.

We educate and create awareness of the health insurance policies available in the market, which will benefit customers at large. Guiding the people in choosing the right policy is our endeavor. It is surprising to know “As per the latest reports released by NSSO (national sample survey organization) tiltled “Key indicators of Social consumption in india : Health” ; only 20% of the population had health insurance coverage and only 18% of the total population residing in urban areas and 14% of the total population residing in the rural area had health insurance coverage ”.There is no debate why such coverage is not required by the individuals.

Strategic Partner

Access to all leading Health Insurance companies across the country.

There are two types of facility available to avail of the loan:

  • Online
  • Offline
  • Online : The process to disburse money into the patients account within 3 mins. The process takes place through phone.
  • Offlline : The offline mode takes atleast 48 hours to disburse the loan post informing the patient or the kin of the patient whether the loan is possible or not.

There are two types of facility available to avail of the loan:

We have strategic partnership with all leading Banks & NBFC’s across the country.

Everything that one must know about HIFAZAT

These tie -ups are done, so that the patient is able to get the loan. Usually what happens is that the bank or one of the NBFC’s might refuse to do the funding. Then in that case we can get the funding from our other tie ups. We move this process with various banks and NBFC’s in one go and guide the patient from where the loan is possible.

We don’t believe that the patient should be given only one NBFC to choose from, as that might result in a monopolistic act and most importantly what if the loan is refused from the single NBFC.

We directly disburse to the patient or whosoever applies. We don’t indulge with hospitals directly and let the patient pay.

“HIFAZAT’ medical loan promises medical assistance to people to convert their hospital bills into EMIs. A total of 33 percent of the entire profits from the project Hifazat goes to TS Foundation Charitable Trust and from thereon to help the needy.”

- Ms Kirandeep Kaur, Founder CEO, KD Financial Services

Going the extra mile

Loan against Gold option is available in cases where unsecured loan cannot be provided because of any issues. Even the people without having pan card can apply for this facility with us. The rates are very competitive and reducing balance and works in the form of overdraft facility.

Our endeavor is to give various options for loan to the patient. We try to make the facility available to Self Employed, Salaried or Housewife and even to the one with no pan card.

In the medical loan the following will be the highlights :-

  • No Guarantor
  • No security
  • Minimal documentation
  • Direct disbursal to client
  • No hospital involvement
  • Transparency
  • No payment to be made to KD Financial Services.


We have designed HIFAZAT Medical Assistance in such a way that the patient gets the loan ultimately. We have all kind of loan facility starting from personal loan, business loan, home loan, loan against property, loan against shares/MF /FD, loan against gold.

PARTNER WITH US – For Hospitals

Proposition for Hospitals & Reinvent Healthcare Finances

What’s in it for the Hospitals

  • Customer Retention
  • New customer acquisition
  • No credit risk
  • Better manage the patient treatment
  • Improve revenues

Our Empanelled Hospitals :

We have tie-ups with approximate 100 hospitals in Delhi/NCR     Download Hospital List


1Mata Roop Rani Maggo Hospital
2Surya Kiran Hospital
3Shakuntala N.H. & Hospital
4Shyama Hospital
5Jeevan Jyoti Hospital
6Amit Nursing Home
7Kapoor Medical Centre
8Shanti Nursing Home
9Mahajan Hospital
10Niramay Hospital
11Gokul Hospital
12SR Krishna Hospital
13Gandhi Hospital
14Aastha Hospital
15Triton Hospital
16Kusum Spine & Neuro Rehab
17Sama Hospital
18Dr. Vaishali Sharma
19Sunrise Lifecare Pvt Ltd
20Clifton Springs Hospital Pvt Ltd
21Blue Sapphire Healthcares Pvt Ltd
22QRG Medicare Ltd
23Anshu Hospitals Ltd
25Navjeevan Hospital
26Paschimi Hospital
27Sparsh Hospital
28Krishna Hospital & Trauma Centre
29Naveen Hospital
30Prem Dharam Hospital & Diagnostics
31SJM Super Specialty Hospital
32Atlanta Mediworld
33Orange Tree Aesthetic & Hair
34Shiv Krishna Hospital
35Chandraleela Hospital
36Vasundhara Hospital
37Root Plus
38DR Darsh Goyal
39Jeevan Jyoti Hospital
40Dr AN Goyal
41Kalindi Hospital
42Sarvodaya Hospital & Trauma Center
43Avantika Hospital
44Clearmedi Healthcare
45J J Institute of Medical Sciences & IVF
46Handa Nursing Home & IVF
47Ardent Ganpati Hospital
48Pushpanjali Hospital & Trauma Center
49New Eye Vision Centre
50Pushpanjali Multi Specaility Dental Clinic
51Sinha Hospital and IVF
52Tarak hospitals India Pvt Ltd & IVF
53Chayan Hospital and IVF
54Dwarka Hospital & IVF
55Navjeevan Hospital & Maternity Centre
56Hair Studio Town
57Meenakshi Hospital
58Irene Hospital
59Genises Hospital
60Deep Nursing Home
61Oro Dental Clinic
62Clear sound hearing and Speech clinic
63Dr Zarah Nawab Khan
64Manav EyeCentre
65Dr S P Singh(Dental clinic)
66Shivam Ortho & spine Centre
67SKDC Dental Clinic
68Sunder Lal Hopsital
69Matrika Hospital
70Lifeline hospital
71Rajdhani medical & Nursing Home
72Raj Dental Clinic
73Sonia Hospital
74Khetarpal Nursing Home
75HOK Urocare Hospital
76Kamlesh Medical Centre
77Laxmi Lifeline Hospital
78Cribs Hospital (Both Branches)
79Shri Nursing Home
80Warda hospital
81Faraz hospital
82Sanjeevni Hospital
83Kathuria Hospital
84Deetya Hospital
85Dr Badhwar Nursing home & IVF
86Dr Manoj Goyal(Spine injury & joint replacement clinic )
87Chawla Dental Clinic
88Maa Bharti Hospital
89Tomar Multispecaility Hospital
90Medstar Hospital
91Janini IVF
92G R Clinic & Health Centre
93Jeevan Lok Hopsital
94Pancsheel Nursing Home
95Dr Sumit Sharma
96Lokpriya Hospital
97Park Hospital
98The Dental Town
99Onkar Dental hospital
100Rashi Clinic
101Smile of India
102Behl Hospital
103Royal Medical & Dental Centre


  • Flexible EMI facility on all healthcare bills.
  • Minimum documentation
  • Instant Approvals
  • Loan from Rs 10,000 to Rs 50 Lacs
  • Health Insurance solutions

What’s in it for the Patients

KD Financial Services steps in to help you in every way possible:

  • Your treatment is not covered in your insurance plan, no problem
  • Even if you are covered, what if the expense is more than what you are covered for, we step in to help
  • If you have no credit, we still help you tide the crisis
  • We help you get the medical loan you require
  • We help you finance for your treatment in a quick and hassle free manner so that you can get timely and quality healthcare services.


TS Foundation Charitable Trust has been designed to meet two objectives –promote Education especially, for those from the marginalised backgrounds, and to provide financial assistance to the ill and poor.

“ It is dedicated in the memory of my father Late Sardar Tirlochan Singh ”

– Ms Kirandeep Kaur, Founder & CEO KD Financial Services


CALL 18001032944

  • About Us

    KD Financial Services having registered office in New Delhi is an integrated firm that specializes in offering a varied bouquet of customized financial services to Institutions. The firm today offers complete financial solutions including areas like corporate Finance, Equities, Mutual Funds, Wealth Management etc

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  • Address

    KD Financial Services
    255 First Floor Okhla Phase -3,
    NR ICICI Bank,
    New Delhi - 110033.
    Toll Free No.: 18001032944